For self-employed physicians, disability insurance is essential for protecting your income. However, we also recommend sustaining your business through Business Overhead Expense policies if you have to worry about covering a business loan or overhead expenses.
Life is unpredictable, and disabling illnesses and injuries occur without warning. The odds of one affecting you may be higher than you think. We discuss why every medical resident should consider disability insurance.
Your ability to earn is your most valuable asset, and illness or injury can threaten that. Discover the common mistakes physicians make when buying disability insurance.
Employer-provided long-term disability insurance, known as ‘group’ LTD, has many shortfalls! We cover the key points between individual and group disability insurance.
Applicants applying for individual disability insurance will undergo medical underwriting in order to obtain an offer. We’ll discuss what you need to know before applying for coverage.
We provide educational content on what to look for within a disability insurance quote when shopping and what to expect when applying.
Have you wondered why applying for private individual disability insurance requires an analysis of your medical history, while employer-sponsored (group) plans do not?
The underwriting process is the insurance carrier’s review of your insurability for coverage. Did you know they also review your motor vehicle driving history?
The process of becoming a doctor is rewarding in time but is an ultimate investment. Do you have any safeguards in place to protect your long-term commitment?
Knowing which disability insurance to purchase can be confusing, so here are ten tips to help you make a well-informed decision.