Case Study #2: Anatomy of Group vs. Individual Disability Insurance
Have you wondered why applying for private individual disability insurance requires an analysis of your medical history, while employer-sponsored (group) plans do not?
Have you wondered why applying for private individual disability insurance requires an analysis of your medical history, while employer-sponsored (group) plans do not?
The underwriting process is the insurance carrier’s review of your insurability for coverage. Did you know they also review your motor vehicle driving history?
The process of becoming a doctor is rewarding in time but is an ultimate investment. Do you have any safeguards in place to protect your long-term commitment?