Protuity is the only approved disability insurance broker with MetroHealth GSI disability insurance, offered from Guardian - one of the top insurance carriers. Our Guaranteed Standard Issue offer includes exclusive pricing and policies only available to residents and fellows.
Secure Your Future with Guaranteed Standard Issue Disability Coverage
MetroHealth residents and fellows have access to an exclusive Guaranteed Standard Issue (GSI) disability insurance plan. This plan allows you to safeguard your income with no medical underwriting, meaning no exams, lab work, or health history reviews—making it the easiest way to protect your financial future.
Why Choose MetroHealth GSI Disability Insurance?
Your future earnings are your greatest financial asset. A disabling event could impact your career and income. Unlike employer-provided coverage, this individual disability insurance plan is portable and tailored for physicians.
Key Benefits of the MetroHealth GSI Plan:
- No Medical Underwriting – If eligible for this GSI, there is no medical review or lab tests when applying - regardless of health history.
- Exclusive Discounted Rates – Training discounts available for MetroHealth residents & fellows.
- True Own-Occupation Coverage – Ensures protection if you can’t continue performing the duties in your specialty, even if you become gainfully employed in another occupation.
- Portable Coverage – Your policy stays with you beyond residency and fellowship.
- Future Increase Options – Adjust coverage as your income grows, up to a $15,000 tax-free monthly benefit.
Who is Eligible for MetroHealth GSI Disability Insurance?
This GSI offering is available to residents and fellows of The MetroHealth System who have “not been declined or given a modified offer of individual disability insurance through a carrier other than Guardian more than nine months after their hire date or in the past five years, whichever is shorter.”
Please keep in mind that even an exclusion for a fully underwritten individual disability insurance plan is considered a modified offer. Should you apply with another company before Guardian's GSI plan, it could prevent you from being eligible for this unique benefit moving forward.
The application window closes 90 days after you finish your residency or fellowship program at MetroHealth.
Protuity is the only approved disability insurance broker with MetroHealth GSI disability insurance, offered from Guardian - one of the top insurance carriers. Our Guaranteed Standard Issue offer includes exclusive pricing and policies only available to residents and fellows.
Secure Your Future with Guaranteed Disability Coverage
MetroHealth residents and fellows have access to an exclusive Guaranteed Standard Issue (GSI) disability insurance plan. This plan allows you to safeguard your income with no medical underwriting, meaning no exams, lab work, or health history reviews—making it the easiest way to protect your financial future.
Why Choose MetroHealth GSI Disability Insurance?
Your future earnings are your greatest financial asset. A disabling event could impact your career and income. Unlike employer-provided coverage, this individual disability insurance plan is portable and tailored for physicians.
Key Benefits of the MetroHealth GSI Plan:
- No Medical Underwriting – If eligible for this GSI, there is no medical review or lab tests when applying - regardless of health history.
- Exclusive Discounted Rates – Training discounts available for MetroHealth residents & fellows.
- True Own-Occupation Coverage – Ensures protection if you can’t continue performing the duties in your specialty, even if you become gainfully employed in another occupation.
- Portable Coverage – Your policy stays with you beyond residency and fellowship.
- Future Increase Options – Adjust coverage as your income grows, up to a $15,000 tax-free monthly benefit.
Who is Eligible?
This GSI offering is available to residents and fellows of The MetroHealth System who have “not been declined or given a modified offer of individual disability insurance through a carrier other than Guardian more than nine months after their hire date or in the past five years, whichever is shorter.”
Please keep in mind that even an exclusion for a fully underwritten individual disability insurance plan is considered a modified offer. Should you apply with another company before Guardian's GSI plan, it could prevent you from being eligible for this unique benefit moving forward.
The application window closes 90 days after you finish your residency or fellowship program at MetroHealth.
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We are not affiliated with the listed institutions. We are an independent organization that hold exclusive offers from insurance companies to be able to offer this GSI option for residents and fellows at select institutions. This is not a group nor employer benefit as Guaranteed Standard Issue policies are individual and voluntary.